Piss on ALL the mega banks. I MUCH prefer a locally owned bank where the presidents kids go to school with mine & the loan officers know me & if they vote on a loan for me it's based on their history with me instead of a file folder full of BOOSHEUT docs & regs! Yeah we bailed all the Wall St. banks out but even those billions didn't erase the trillions they lost in the last real estate crash. If the economy tanks again it'll be a BLOOD BATH for them! They have only made money for the last 7yrs because they pay essentially NOTHING for their money (look at your deposit/money market "returns") & they turn around & loan it right back out at 15,20,30% rates via credit cards...
Always heard about the "house of cards" but I think alot of folks haven't realized those cards are magnetic plastic!!! :cuss